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Tuesday, December 11, 2012

7 perkara jangan dilakukan selepas makan

Ada beberapa perkara yang sering kita lakukan selepas makan. Ada yang baik, dan ada yang tidak digalakan kerana mendatangkan lebih mudarat pada sistem penghadaman badan. Persatuan Keselamatan Pengguna Kuala Lumpur (PKPKL) telah berkongsi akan 7 perkara yang tidak digalakkan selepas makan. Perkara tersebut ialah:

  1. Makan buah - Sering kali buah dijadikan pencuci mulut, namun ia merupakan cara yang salah dan akan sebabkan perut menjadi kembung kerana banyaknya air. Adalah disyorkan buah dinikmati sebelum juadah utama atau sejam selepas makan juadah utama.
  2. Minum Teh - Minum teh selepas makan akan menyebabkan makanan yang dimakan sukar dicerna.
  3. Mandi - Mandi akan menyebabkan aliran darah meningkat di bahagian tangan dan kaki dan mengurangkan aliran darah di perut. Ini akan menyukarkan sistem penghadaman badan.
  4. Banyak berjalan - Berjalan adalah baik tetapi tidak digalakan berjalan dengan banyak selepas makan kerana ia akan mengganggu sistem pencernaan dalam menyerap zat makanan kerana terpaksa bekerja dalam masa yang sama untuk proses berjalan.
  5. Tidur - Tidur selepas makan akan merosakan sistem percernaan. Oleh itu, jarakkan masa tidur dan makan.
  6. Merokok - Merokok sebatang rokok selepas makan akan menyebabkan kesan yang sama jika menghisap 10 batang rokok pada waktu yang lain. Paling baik, tak perlu merokok langsung.
  7. Bersenam - Seperti berjalan, bersenam selepas makan juga akan mengganggu sistem pencernaan badan.


(dipetik dari BH, Sabtu, 10 November 2012)

Wednesday, November 14, 2012

Lesson Learn - For Leaders and Business Owners

This two interesting articles shares valuable points on how the new decade leaders and business owners should drives the people below them. With the current trend and current people behavior (known as generation X, Y and others), the old school of thoughts is no longer applicable.

So, LEADERS, MD, CEO, etc... check it out this articles





  1. 10 Leaderships practices to stop today by Paul Spiegelman. 
  2. The Power of Praise: 'Thank You' Goes a Long Way by Kathleen Kim


Have fun reading it

Tuesday, October 30, 2012

Breast Cancer - What you need to know

Infographics on Breast Cancer by Government via PM blogs


Click the image for better view

paste directly from website 1Malaysia

Sunday, October 28, 2012

Eid-Adha Infographics...


taken directly from website 1Malaysia

Tuesday, October 23, 2012

Tewas bukan kerana lemah



Saya menerima komen berikut dari seorg pensyarah yg menjawab post saya ptg tadi berkenaan "org yg suka fitnah." Sangat menarik. Banyak yg kita boleh pelajari. Bacalah walaupun panjang.
Salam Sejahtera,
  • Sebenarnya mengikut pengalaman saya orang yang buat fitnah dia bukan gila, tak waras atau psycho kerana kebanyakan orang yang buat fitnah adalah orang yang mempunyai kedudukan yang tinggi. Malah ada antara mereka mempunyai pengetahuan tinggi dalam agama pun.

    Di UiTM sendiri pun, memang berlaku banyak fitnah dan orang seringkali menjadi mangsa fitnah. Orang-orang yang mempunyai jawatan seringkali fitnah terhadap orang yang didapati akan merupakan pesaingnya ataupun akan mengambil alih jawatannya kelak. Mereka sanggup melakukan apa sahaja supaya kekal dalam jawatan yang dipikulnya kerana tidak mahu kehilangan segala keistimewaan yang dinikmatinya kerana jawatan tersebut. Mereka melakukan fitnah terhadap orang bawahan atau orang yang dianggap akan merebut jawatannya kerana takut akan kehilangan segala keistimewaan jika tidak lagi pegang posisi tersebut.

    Sebenarnya orang yang buat fitnah merupakan orang yang pandai, dia buat fitnah kerana tahu orang akan mudah percaya kepada dia dan boleh memperbodohkan orang lain. Dia tahu kebanyakan manusia adalah bodoh, lebih mudah percaya kepada yang fitnah daripada yang benar. Selagi ada orang yang mudah percaya kepada fitnah, maka selagi itu lah ada orang yang suka berfitnah akan bermaharajalela. Dalam Al Quran jelas sebut bahawa kita perlu selidiki setiap berita yang kita terima, samada benar atau salah, tetapi berapa ramai antara kita buat penyelidikan tentang setiap berita yang kita terima? Seseorang adalah wajib menghalusi setiap berita yang diterima supaya tidak terbabit dalam kancah berita berunsur fitnah. ”Dan janganlah kamu mengikuti apa yang kamu tidak mempunyai pengetahuan tentangnya. Sesungguhnya pendengaran, penglihatan dan hati, semuanya itu akan diminta pertanggung jawabannya”. (QS Al Israa’ : 36). Selanjutnya, “Wahai orang yang beriman, jika datang kepada kamu seorang fasik membawa sesuatu berita, maka selidikilah (untuk menentukan) kebenarannya, supaya kamu tidak menimpakan sesuatu kaum dengan perkara tidak diingini, dengan sebab kejahilan kamu (mengenainya) sehingga menyebabkan kamu menyesali perkara yang kamu lakukan.” (Surah al-Hujurat, ayat 6).

    Lidah walaupun merupakan bahagian tubuh seseorang yang memberikan kelazatan atau kesedapan apa yang dimakan tetapi juga merupakan bahagian yang paling buat dosa, jika dibandingkan dengan bahagian tubuh badan yang lain. Kerana manusia menggunakan lidah untuk membuat fitnah. Rasulullah SAW menyatakan, lidah itu boleh membawa kepada keburukan dan bala kepada seseorang sepertimana dalam hadis “Tidaklah hasil tuaian lidah manusia itulah yang menghumbankan muka mereka ke dalam neraka.”

    Allah turut menjelaskan betapa buruknya perbuatan fitnah itu menerusi firmanNya: ...dan janganlah kamu mengintip atau mencari-cari kesalahan dan keaiban orang dan janganlah sesetengah kamu mengumpat setengah yang lain. Adakah seseorang dari kamu suka makan daging saudaranya yang telah mati? (al-Hujurat: 12).

    Jika kita baca sejarah, memang menunjukkan bahawa banyak kerajaan hancur kerana fitnah seperti kesultanan Melaka, cerita Mahsuri di Langkawi dan sebagainya sehingga dikatakan “fitnah itu lebih besar daripada membunuh.”(Surah al-Baqarah,ayat 191) tetapi manusia ini masih juga meneruskan fitnah seolah-olah telah menjadi budaya.

    Bagi saya orang fitnah lidahnya lebih kotor dari lubang tandas kerana amat menyakiti hati orang yang jadi mangsa fitnah tersebut. Sakit hatinya seperti ingin membunuh diri daripada hidup dikalangan manusia yang durjana. Dalam sebuah hadis, Rasulullah SAW bersabda, “Sesungguhnya Allah benci kepada orang yang jelik budi pekertinya serta kotor lidahnya.” (hadis riwayat Imam Tirmidzi).

    Selain itu kita tidak boleh mendiamkan diri apabila mendapati seseorang fitnah kepada diri kerana kita mempunyai kewajiban untuk membela diri. Dalam Islam seseorang diwajibkan membela diri apabila dia mendapati dirinya difitnahkan. “Dan orang-orang yang apabila mereka diperlakukan dengan zalim mereka membela diri” (Asy-Syura [42]: 39). Islam mengajar kita bahawa setiap pihak yang dituduh dengan sebarang dakwaan mestilah dibicarakan dengan adil dan diberi hak untuk membela diri. Apabila tertuduh tidak diberi hak membela diri, ia bukan sekadar melanggar demokrasi, tetapi melanggar lunas hukum agama dalam Islam.

    Walaubagaimana pun orang-orang yang membuat fitnah, diakhirat akan menjadi penghuni neraka “Pada hari itu (hari kiamat), akan bersaksilah ke atas kamu oleh segala lidah, tangan dan kaki mereka menjadi saksi atas mereka terhadap apa yang dahulu mereka kerjakan (didunia dahulu)." An Nur 24:24. Selanjutnya, “Orang-orang yang menyakiti seseorang dengan sesuatu yang tidak dibuatnya, maka sesungguhnya mereka telah memikul kebohongan yang besar dan dosa yang nyata." (Al-Ahzab:58).

    Sekadar kongsi pengalaman dan pendapat saya dengan Dato’ Prof.

    Sekian dan terima kasih.

    Di petik terus dari FB Dato' Prof. Ir. Dr. Sahol Hamid Abu Bakar (VC UiTM)

Thursday, October 11, 2012

Scandal of the year - Talam and ???? -

Debunking Talam
The Talam fiasco requires a good financial and accounting background person to fully understand or digest the spirit of the whole issue. I will present the surface of Talam scandal without involving complicated financial calculation or explanation.

1. What's the fuss about Talam?

  • Selangor Pakatan Rakyat government has been fishy(read: defensive) in so far as Talam Scandal is concerned.

2. Why are they being fishy?

  • Imagine today, a seller values a house at RM 139,000 and yet somebody were to purchased the house at RM 181, 000. If the figure is lower of RM139,000 then it still make sense but RM181,000 for a RM139,000 house is something that is very unusual. How many times we ever heard of people buying things way higher than the seller's price? Much worse if you have a friend who owned a house in similar area and his value is only RM81,000!


  • The example above is a good starting point to digest how come and why Selangor Pakatan Rakyat government purchased different land, property, office, shares and etc in extremely ridiculous price from what they are actually worth? And the total of overvaluation amount up to hundreds of millions.


  • If 1 or 2 purchase(s) are being overvalued or ridiculously priced, then maybe it is acceptable where human may overlook or being careless or whatever you name it. But then, there are easily more than 5 of their purchases that are overvalued. Would you call that a coincidence still?


  • Just imagine your friend has a house worth RM 81,000, but I buy a nearby house from your neighbor at RM 181,000 even though seller values it at RM139,000. You want to sell a car that is valued at RM 113,000, but I buy from you the same car at RM 345, 000. Your watch is worth RM 8,000, but I buy from you at a staggering RM 27,000. Will there be so many coincidences that whenever I purchase things from you, they will always be overvalued? Will it still be a coincidence, or a mistake, or in reality, I actually do it on purpose with the intention of buying everything from you with at an overpriced value?


  • Then may be, you will come to a conclusion that I actually do it on purpose -- and what is the ultimate intention of me doing so? That alone should give you a cogent reply as to why Pakatan is so fishy about this whole Talam Scandal.


  • I mean, who -- in the right frame of mind -- would buy anything at double or triple than its actual worth? Would you?

3. How did Selangor's Pakatan Rakyat gain anything if the purchases are being overvalued?
  • Imagine the one buying your house just now is actually a company, and the one buying from you is one of the company director. He buys it using the company money, not his own money. I repeat, it is the company money. If not, you would think that who will be so stupid to buy things at such an extreme overvalued rate?

  • I am just pointing out a possibility here.

  • Do you think it is possible for the company director to spend RM181,000 of his company money to buy your house to strike a deal with you since the property is only valued at RM139,000? For instance, let 's say I use my company money to buy from you the house at RM 181,000 and in return, you to have to reimburse me back RM21,000 and keep the remaining RM21,000 for yourself. If that's the deal, don't you think that you will actually agree to it since you can earn RM21,000 for doing nothing? Is a win-win situation, is it not?

  • Don't you think it is also possible for the same scenario to happen in Talam's overvaluation issue?The company here is Selangor Pakatan Rakyat, meanwhile the directors are also Pakatan Rakyat's politicians. That also gives the answer why they purchased properties at an overvalued price.

4. What is the White Paper?
  • When Datuk Chua Tee Yeong (MCA) found out about the whole overvalued purchases's fiasco -- where the company money is actually Selangor's tax-payer money which is being abused -- he started questioning why this company never revealed its financial report during the company's meeting as promised two years ago?

  • The metaphor of a company's financial report is actually the equivalent of the White Paper for a government. When you run a company you will then have to provide your company financial report during the company's meeting; similarly when you are running a state government, you will be required to present your White Paper during the State Assembly's meeting.

5. The overvalued properties are proven to be of low commercial value?
  • Datuk Chua Tee Yeong (MCA) has proven to us that all the overvalued purchases of Talam have low commercial value. That is why they mainly sell it only to their brothers and sisters, you can't sell it to outsiders who will not get higher price -- or any ROI -- after two years.

  • As to date, they have bought an empty hill slope land, a mining pond, few vacant office lots (which can’t be let out on tenancy basis) and underwater land in bad location.


6. Valuation Issue?

  • Let's say today you want to buy a house.


  • Will you buy the house based on your own research and market valuation or based on what your vendor told you?


  • If the house you are interested in buying is worth RM81,000, and yet the vendor told you it is RM181 000, what would you do? Would you blindly pay the downpayment or would you instead start asking around to verify your vendor's information?


  • That is why, in Talam fiasco - one of the main questions is: WHO ARE THE VALUER?


  • They are supposed to engage JPPH (a neutral valuer) to value any particular house, land or property that they are interested to purchase. A department specializing in doing just the valuation.


  • Now, as a state government, who do you trust most? The JPPH department or the seller's personal valuation?


  • 2 Bukit beruntung piece of land were valued by JPPH at RM113 million, but you decided to buy the land at RM345million. Why?


7. Talam fiasco, despite being proven to be fishy, why the company directors still threaten to sue anyone who continues exposing and accusing them of wrongdoing?

  • This is called a psychological attack. They take calculated risk to threaten you, and hopefully you will stop raising the scandal in the company.


  • But then at the end of the day, even after he has threatened you, but you still march ahead to expose his fishy wrong doings -- he won't sue you.



  • Why? The answer is simple, he already knew he has no case against you. Another reason will be, he does not want you to further expose his wrongdoings in the court of law, because if any issue were to be brought up in court, there'll bound to cause an extreme, detailed, investigation. What that they do not want you to find out is why and where the overvalued money goes to. The person I am talking about here will be none other than the Selangor Chief Minister Tan Sri Khalid Ibrahim.


8. If they are innocent as claimed, what did they send one of the company worker to debate with Chua?
  • When they know they can't sue you, they will then seek another approach to spin the wrongdoings in Talam. They are just trying to 'create' the perception that they are 'innocent'. So when they challenged you for a debate, automatically people will think that there are really innocent otherwise they wouldn't dare challenged you. Moreover the one challenging you is not the company director himself. He might as well just send one of his company's toilet cleaner to provoke you for a debate.


  • You just imagine yourself in this situation now. You go all out to expose the wrongdoings of the company directors, but he ended up asking his office cleaner to challenge you for a debate. Will you accept it? I am sure you won't, because even if you accepted and won the debate, you will never get anything out of it.


  • The company director was very sneaky since he already preempted all these, and that is why he sent his least-qualified people to debate with you.


  • And when you ignore this debate, he will score on the opportunity to tell people that he is innocent and you are indeed scared to debate with him.


  • You do not want to fall into his trap, therefore you end up challenge the company director for a debate. Subsequently, you make your stand very clear that you will never debate with anybody other than him because he is the one that should be responsible and answerable to all the problems that is happening is his company.


  • This company director ended up during the day of your scheduled debate to travel to Bangkok and he openly told people that he got no time to debate with you (but he got time to travel to Bangkok?).


  • Therefore he appointed another 4 people from his company to debate with you. Those 4 people he appointed are not even the company managers . There are so many company managers in Talam, yet none of them were taskedto debate with you. The manager I am talking about now is Selangor State Exco. Selangor State Exco are the 2nd line in hierarchy of the State after the Chief Minister. He is like after our Prime Minister, then our Minister will be the biggest in the country administration .


  • You already told the company director clearly, you will only debate with him and none others. He already knew this fact.Yet he was adamant that the 4 people he appointed were never be accepted for the debate, that is just a show to create the perception that he is innocent .


  • During the debate day, 4 of them came just to walk away when you finally shocked them by allowing them to take part in Q and A session. They knew that they do not have the expertise to be involved in the Q and A session to defend the directors in this whole scandal. Therefore they quickly walked away and told the press that you did not allow them for a debate.


  • 1 of the low class company workers even claimed that you got no rights to debate with his director ( Chief Minister). In reality you are a CFO of your company ( Federal Deputy Minister ). Even if you are not qualified to debate with their director ( just an excuse) then they are even smaller than their own company manager( state exco ) to debate with you.

9. Why did KPMG claim that there was no wrongdoing in Talam?

  • Every company do have their own auditors and accountants to make the company's account seemingly right. Therefore, as a corporate person, the director knew that he coulnd't just present his own financial statement and documents to seek for an advisory review.

  • He again predicted the outcome of the review when the audit firm came out and claim that there nothing wrong with this account. When you present something that you have already adjusted and seek for another person's opinion on it -- will they tell you that anything is wrong with it?


  • Those who are in auditing business will know that there's a huge difference between Forensic Auditing and Advisory Review.


  • They are actually seeking for advisory review to clear out the allegations in their game plan of creating the perception of they are not guilty. And in Advisory review opinion will be given base on whatever document or financial statements that is being presented to them. As I said earlier , if I were to just present everything that I have already fixed and adjusted, and asked you to find mistake wit it, will you be able to find any? That is the reason why KPMG came out and say there nothing wrong with the Company (State Government).


  • That is why they dare not seek for Forensic Auditing where their entire transactions and account will be investigated in way much more complex and detail and the investigation will not only based on the documents that is given to you.

10. Why the KPMG Director, when asked is there anything wrong, she said 'no'. But when asked again if there's anything that being overvalued, she claimed 'yes'?


  • There is nothing wrong with her answer. This whole issue in certain point of view in auditing and accounting is not technically wrong.


  • So, if your house is worth RM139, 000 but I want to buy it at RM181, 000 what we often termed as'willing buyer and willing seller'. Technically, there is nothing wrong with it.


  • Just like when 2 unmarried couple is having a consensus sex. Since it is consensus, then technically it's not wrong in law. But in terms of morality, is it right to have sex before marriage?


  • So in this case of hundreds of millions of Selangor's tax payer money are being abused, can we claim there is nothing wrong with it, just because it is not technically wrong?


  • The question remains: Why is it being overvalued?


  • Where did the extra money goes to? Who benefited the most from all the dealings? That is why it is a politician's job is to stand up and voice up what's right for the people. So politically speaking, Datuk Chua Tee Yong is right to question the company and its director.


  • Transmile and silverbird company have audit yearly and the report did not show any problem in their company, but then when finally there is a special investigation going on in the company, then they start to find out a lot of problems with the accounts -- even fraud sales.


  • Therefore Selangor Pakatan Rakyat government should prove their innocence by seeking for a special auditing service and just limited scope of work.


10. Why did Tony Pua claim that the state government is earning money from their purchased?

  • The seller told the Selangor state government is RM685 000, and Tony proudly told the whole world that they earned RM9000 out of it because they purchased it at RM676 000. Problem is, based on JPPH report, it should only be RM300,000 only.
 

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